Homeowners Insurance

Before buying homeowners insurance you need to understand the different types of policies and coverage´s available. After all, there´s a lot more to consider than just the cost of your premium.


What´s The Right Policy for You?

That´s a good question, one the professionals at Shepard Walton King are trained to help find the answer. You need to consider the proper level of protection, the need for additional coverage for the possibility of hail and windstorm and the coverage for your possessions as well.


Important Questions About Homeowners Insurance

• Do you know the basic types of home insurance policies?
• Do you know the coverage levels you need?
• Do you know what policies are needed for home insurance?
• Are you aware of the difference between ‘replacement cost’ and ‘actual cash value’?
• Do you know what other types of coverage your homeowner´s policy provides?
• How about extra coverage for jewelry, furs, camera equipment, computer equipment and radio and television satellite dishes?
• Do you know all the ways to save on your homeowners insurance?
• Living in the Valley, especially near the coast presents a different set of circumstances that might require different types of coverage. What do you need and what should you buy?